Asset Based Loan Programs

• No FICO Programs Available
• No Credit Checks or Soft Credit Pull
• No Income Verification
• No Appraisals on Bridge Loans
• Purchase, Refinance, Cash Out
• Residential, Commercial, Land 
• Loan Amounts  $100k - $5M                    
• Loan Term  12 mo with extension option
• LTV's to 65%
• Rates from 9.99% I/O 
• Prepayment Penalty  0 - 6 mo
• Origination Fee  2 - 4% 
• Close in as little as 3-5 days
• Nationwide

CO, TX, TN, GA Markets

• NO FICO
• NO Appraisal 
• Residential, Commercial,  Land 
• Purchases to 85% LTV
• Refinances to 65% LTV
• Rehab & Construction Loans 

• No Seasoning
• Residential SFR, 2-4's
• Great for completed rehabs & homes listed for sale
• Purchase, Refinance, Cash Out
• LTVs to 80% 
• 12 & 24 mo terms
• Prepayment Penalty - None for 1 yr term, 1 yr for 2 yr term
• Loan Amounts 250k to $5m
• FICO min 620
• No DSCR 
• Appraisls required
• Nationwide

• Rehab & Ground Up Construction 
• NO Payments till Sale or Refi
• ALL Origination Points Rolled into Loan 
• Loan Amounts  $250k - $2m 
• LTC Up to 90% I 100% Rehab 
• 85% I 100% Construction  
• To 70% ARV 
• 100% Financing Available if Qualified
• Close in 10 to 20 days 
• Min FICO 640  
• Soft Credit Pull
• Min Property Value 75k
• Non Dutch Interest 
• 12 - 18 Month Terms 
• Experience minimum 1-2  completed projects, 4 min for construction, rentals may be counted

Preferred Markets 

AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,IL

IN,KS,MA,MD,MO,MN,NC,NH,NJ,NV

OH,OK,PA,RI,SC,TN,TX,UT,VA,WA,WI

• MIN FICO  680
• Up to 75% LTC 
• Loan Size  $250k - $2.5M 
• 6-18 Month terms
• 11-11.75% 
• Subject to 65% Loan to ARV
• 50-60% Max on land value (Subject to LTC restrictions)
• Experienced GC required on no experience borrowers
• GC Review required

• No Minimum FICO, Soft Credit Pull
• No Income Verification
• No 3rd Party Appraisals 
• Purchase, Refinance, Cash Out
• Rehab, Construction, Rentals 
• Loan Amounts $250k - $5M
• Residential, Commercial
• Cannabis Loan to $10M (Dispensary, Manufacturing, Cultivation) 
• Loan Term 12 mo (extension option)
• Rates from 9.99% I/O 
• Prepayment Penalty 6 mo
• Origination Fee 3 - 4% 
• LTV up to 65% 1st Position 
• Closing in as little as 5 days
• Defaults, foreclosure bail-outs & bankruptcies OK
• No Rural Properties